Articles

Budget 2017 – Business as Usual… and More Red Ink

BY GARRY KEILLER, EDMONTON

The cautious approach in the 2017 Federal Budget is warranted, in light of the uncertainties emanating from the United States. The Budget projects a deficit of $23 billion for 2016 – 2017, falling to $19 billion by 2021 – 2022. The total of these future deficits and the resulting impact on the national debt exceed those projected in last year’s Budget.

On the tax front, a few items, including a speculated increase to the capital gains inclusion rate, were conspicuously absent. As well, corporate and personal income tax rates remained unchanged.

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Garry Keiller – Rocking the Stage After Almost a Half Century Riding a Desk

Garry Keiller - sitting in his office smiling

Garry Keiller, formerly Nakamun Financial Group, Edmonton

For decades, Garry Keiller has helped Edmontonians plan and save for a better retirement. “This year marks my 48th in this industry and 30th with the Nakamun Financial Group. The years have flown by and I’ve met amazing people and made wonderful friends.”

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2016 in Review

BY SHAUNA BL ACKBURN-COOK , BCOM, THE NAKAMUN GROUP, EDMONTON

Two standout events — Brexit and the US election — will mark 2016 in history. In both cases, equity markets reacted or overreacted sharply to the downside and then returned to pre-election levels. Both decisions will have long-term economic implications domestically and globally. The extent of the change resulting from each vote remains to be seen. Both decisions have also triggered greater uncertainty. Read More…

Canada Pension Plan Complexities Part II

In the fall edition of our newsletter, we covered Canada Pension Plan (CPP) contributions, retirement pensions, and disability benefits; and this time, we are dealing with pension sharing and benefits when a CPP contributor dies. Read More…

Cover Your Bases … With a Power of Attorney and a Representation Agreement

FLOYD MURPHY, CFP, CLU, CHFC, THE NAK AMUN GROUP, VANCOUVER

Every adult should have an Enduring Power of Attorney and a Representation Agreement.

While each jurisdiction has its own terminology and rules for these documents, essentially an Enduring Power of Attorney enables you to give one or more people of your choosing the authority to make financial decisions on your behalf, should you become mentally or physically incapable of making those decision on your own, while a Representation Agreement covers health and medical decisions. Read More…